Home Loan Eligibility Calculator
See how much home loan you can get from your take-home salary and current EMIs — in seconds.
How do banks decide home loan eligibility?
Most banks let total EMIs reach about 50% of take-home pay (FOIR), then check credit score, job stability and the property.
How can I increase eligibility?
Add a co-applicant, close small loans, choose a longer tenure, or raise your credit score above 750.
Results are estimates for planning, not an offer. Lenders decide final amounts and rates.