Home Loans in Mumbai
Find out exactly how much you can borrow, at what EMI, before you visit a single bank — then we take your file to the lenders that fit.
How it works
- KIRA works out your eligibility from take-home pay and current EMIs, using the share of income banks actually allow.
- Balance transfers when a lower rate saves you real money.
- Matched to resale and new projects across Mumbai, Thane and Navi Mumbai.
- Typical home loan rates are around 8.3%–9.5% a year depending on profile; KIRA shows the EMI for each.
Common questions
How much home loan can I get on ₹1 lakh a month?
With no other EMIs, typically ₹55–65 lakh over 20 years. KIRA gives your exact figure.
Does a co-applicant help?
Yes — a co-applicant's income is added, which can raise eligibility significantly.
Serving Andheri, Bandra, Goregaon, Malad, Kandivali, Borivali, Powai, Kurla, Chembur, Ghatkopar, Mulund, Thane, Navi Mumbai, Vashi, Bhiwandi, Vasai and South Mumbai. AInvested is a BISFIOPS Private Limited brand. Rates and timelines are typical ranges, not offers; final terms are set by the lender.